f you are one of Zappos.com's estimated 24 million customers, you will be getting an official notification that some of your personal data has been compromised in last weekend's massive cyber attack. A security expert at Indiana University (IU) says you should take it very seriously. But the threat is not that credit card information will be stolen. "Credit cards are covered by a federal law that limits consumer liability in the case of fraud up to $50, and card issuers universally waive even that small amount," said Fred H. Cate, a professor at the IU law school. "Compromised credit card data is not the major area for concern."...

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